• Financial Options

  • We work very hard to be an advocate for you when it comes to retrieving YOUR benefits. We will help you correspond with your insurance company.

    There are predeterminations, pre-authorizations, or in-network and out-of-network benefits that need to be determined. In our practice, both TMJ treatment and oral appliance therapy for sleep apnea are billed through your medical insurance.

    We will work with you in communicating with your insurance company with the effort to discover what coverage you will receive for your treatment. Please keep in mind that the coverage quoted is an estimate and not a binding number. So to the best of our ability we work for you to assist in retrieving the most accurate information possible.

    Insurance coverage is a contract between you and your insurance company. They make the rules and set the boundaries for your plan. Sometimes insurance companies have specific exclusions and certain provisions. We find it is very common that TMJ coverage is excluded. We strongly encourage you to investigate your benefits.

    Coverage for oral appliances for the management of sleep apnea is more predictable. We commonly see 50-60% coverage of what your insurance company considers reasonable and customary. We want to make you aware that the percentage of coverage is set by your insurance company. Each insurance claim is as unique and individual as your care. We will go the extra mile to provide the documentation necessary to help you receive the benefits to which you are entitled.

    To make matters easier for our patients, we have teamed up with Care Credit to provide you with your own health care credit card. We believe so strongly in this company that we will pay the interest for you for 12 or 18 months depending on the amount needed to finance. We have found this to be very helpful for our patients. Care Credit helps many of our patients receive the treatment they need and deserve. Our foremost objective is to provide you with the BEST CARE and BEST TREATMENT available. Providing Care Credit has made our office able to focus on your care as opposed to your credit. You can find more information about Care Credit at www.carecredit.com.